1. Acceptance of Terms
By accessing or using the C Major Capital website (the “Site”) or submitting any inquiry or application through the Site, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use the Site.
2. About C Major Capital
C Major Capital is a commercial finance broker, not a direct lender. We connect business owners seeking capital with a network of lenders and funding providers. We do not make lending or credit decisions ourselves. All funding approvals, terms, and conditions are determined solely by the applicable lender or funding provider.
3. No Guarantee of Funding
Submitting a pre-qualification form or application through our Site does not guarantee that you will receive funding. Approval is subject to lender underwriting criteria, which may include review of bank statements, credit history, business age, and revenue. C Major Capital makes no representations or warranties that any application will be approved or that specific terms will be offered.
4. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a legal owner or authorized representative of a registered business
- Provide accurate and complete information in your application
- Not be prohibited from entering into financial agreements under applicable law
5. Accuracy of Information
You represent and warrant that all information you provide to C Major Capital is true, accurate, current, and complete. Providing false, misleading, or fraudulent information may result in the rejection of your application, termination of any agreement, and potential legal liability.
6. Consent to Contact
By submitting an application or inquiry, you expressly consent to C Major Capital and its funding partners contacting you via telephone (including automated calls), SMS/text messages, and email for the purpose of discussing your financing request. Standard message and data rates may apply. You may opt out at any time by contacting us at info@cmajorcapital.com.
7. Fees
We do not charge application fees. However, approved funding may be subject to origination fees, processing fees, or other charges as disclosed in your funding agreement.
8. Intellectual Property
All content on this Site — including text, graphics, logos, and software — is the property of C Major Capital or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written consent.
9. Disclaimer of Warranties
The Site and its content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. C Major Capital does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
10. Limitation of Liability
To the maximum extent permitted by applicable law, C Major Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed $100 USD.
11. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. C Major Capital does not endorse and is not responsible for the content, privacy practices, or terms of any third-party sites. You access such sites at your own risk.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which C Major Capital is registered, without regard to its conflict of law provisions. Any dispute arising from these Terms shall be resolved through binding arbitration or in the applicable courts of that jurisdiction.
13. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site with an updated “Last updated” date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.